The clients we serve live across the country. We also have planners and team members across the country. We built a virtual service model to meet you when and where you are comfortable. We can accommodate your preferences. Whether that’s meeting times, days or video conferencing solutions. We won’t ask you to come visit our office, but we do find that using a video conferencing tool like Zoom makes it easier for our  planners and clients to share screens to collaborate on the financial planning process.

All of our clients start the process by having a Welcome Meeting with one of our financial planners. The purpose of this meeting is for us to get to know each other and understand what is most important to you. What do you want to accomplish?

The next steps are helping you organize and synchronize your financial life so that you have a centralized view of everything.
Our planners collaborate with you to build an actionable plan to achieve your goals.

We help you implement these actions, provide accountability, and monitor your progress.

We offer account types for many different purposes. For your investments, you can use either a personal taxable account or a joint taxable account with your spouse or partner (sometimes labeled “brokerage accounts” at other providers). You can also invest for your existing trust. For retirement savings, you can save using a traditional IRA, Roth IRA, or a SEP IRA.  Account types we don’t currently offer: 529 accounts, custodial accounts for minors (e.g., UTMA), or “solo 401(k)” plans. Do you offer Socially Responsible Investing? Yes, we offer three different SRI portfolios; A Broad Impact Portfolio, a Climate Impact Portfolio, and a Social Impact Portfolio. You can read more about the portfolio construction in this White Paper and the Disclosures.

We host our servers using Amazon Web Services (AWS).  We ensure only the right people view your information for the right reasons: providing you a customized plan for achieving your financial goals.  If you have any questions, let us know: contact @ freemancapital.co

We ask our clients to link their accounts to our financial planning portal so that they and our planners can have the most updated comprehensive view of all of their assets and liabilities in a centralized location.

While never a requirement, you will be invited to enter your online financial institution credentials. We never see those credentials, nor do we store them. Your credentials are securely passed from your financial institution and we are provided with a read-only feed of balance and transaction information. We do not have access to your money nor can we make any changes to your account.  If for whatever reason you want to remove our read-only access, you will be able to de-link those accounts.

Your data will always be yours.

We employ industry best practices to keep your data safe.  We will never sell your data.

When it comes to protecting you and your data, we do not believe that simply checking boxes to ensure compliance is adequate.  We employ industry best practices to ensure information security is at the core of our technology and business operations, yet strive to set a new standard for bank-level security and privacy. You can read more on our Privacy Policy.

We believe that a simple yet sophisticated investment approach can help you reach your goals quicker. Automation of contributions, a specific timeframe, and a globally diversified portfolio are the tools to help your money work for you.

We have partnered with a company called Betterment that provides a platform, and builds a portfolio of investments based on our client’s risk and time horizon. 

The portfolios are globally diversified using low-cost exchange traded funds (ETFs) across the equity and bond markets. The returns earned in these portfolios are dependent on the underlying securities (ETFs) performance over the time that the portfolio was invested.